Employers Insurance specializes in Workers’ Comp for small businesses. They are one of the easiest insurance companies to work with. I can usually get a quote for you in just minutes. 

Like most insurance companies they have targeted classes of businesses where they offer the best rates. 

Hospitality and Food Services

  • bed and breakfasts
  • country clubs
  • restaurants
  • food trucks
  • casual dining

Retail Stores

  • clothing stores
  • electronic stores
  • florists
  • supermarkets

Medical Services

  • dentists
  • optometrists
  • psychologists
  • physicians


  • colleges
  • vocational
  • childcare centers
  • nurseries
  • charter schools

Professional Services

  • accountants
  • day spas
  • barbers
  • law firms
  • printers
  • libraries

Automotive Services

  • auto repair
  • service centers
  • gas stations
  • oil change garages

Artisan Contractors

  • landscapers
  • HVAC/Plumbers
  • electricians
  • interior painters

Whether or not you are in the target class Employers will offer a substantial 10% discount on the insurance premium if the business is a member of the California Restaurant insurance or if the business has a Blue Cross Group Health Plan. 

What do you need to get a quote?

Make sure you have the FEIN which is sometimes called the Federal Tax ID Number. Make sure you have a good estimate for your payroll.