Employers Insurance specializes in Workers’ Comp for small businesses. They are one of the easiest insurance companies to work with. I can usually get a quote for you in just minutes.
Like most insurance companies they have targeted classes of businesses where they offer the best rates.
Hospitality and Food Services
- bed and breakfasts
- country clubs
- restaurants
- food trucks
- casual dining
Retail Stores
- clothing stores
- electronic stores
- florists
- supermarkets
Medical Services
- dentists
- optometrists
- psychologists
- physicians
Schools
- colleges
- vocational
- childcare centers
- nurseries
- charter schools
Professional Services
- accountants
- day spas
- barbers
- law firms
- printers
- libraries
Automotive Services
- auto repair
- service centers
- gas stations
- oil change garages
Artisan Contractors
- landscapers
- HVAC/Plumbers
- electricians
- interior painters
Whether or not you are in the target class Employers will offer a substantial 10% discount on the insurance premium if the business is a member of the California Restaurant insurance or if the business has a Blue Cross Group Health Plan.
What do you need to get a quote?
Make sure you have the FEIN which is sometimes called the Federal Tax ID Number. Make sure you have a good estimate for your payroll.